How to Make Your First Car Lease Payment Online

If you’ve clicked on this article, chances are you’ve just leased a brand new vehicle. On that note, congratulations! That new-car feeling is always an amazing one to have, especially when you’re a first-time lessee. However, that first month does fly by, and all of a sudden you’re hit with a mental notification saying, “isn’t it time to make your first lease payment?”

In 2021, you’re most likely going to make that first car lease payment online, and in order to do that, you’ll need a few things.

1. Wait for Your First Bill to Arrive

Most of the time, you won’t be able to make your first payment ahead of time, until you’ve set up an online account with your auto lender. In order to do so, you’ll need to wait for your first physical bill in the mail, which will be mailed to the address written on your lease contract.

Usually, this takes two or three weeks from the date your lease contract is signed, but you’ll definitely receive it before it’s time to make your first car lease payment online.

2. Locate Your Account Number

After you receive your first auto lease bill, you’ll have to locate your account number, which should be somewhere near the top of the monthly statement. Once you have located that number, you should be ready to move on to the next step to create your account online.

3. Identify and Navigate to Your Lender’s Website

Depending on what car you’re leasing, the bank that has funded your lease will be the one you have to start making payments to. Most of the time, this information will be on your first lease bill, but 9/10 times the automaker listed on your lease contract will be the one funding your deal.

For example, if you lease a Volvo, you’ll most likely be making your payments to Volvo Car Financial Service. If you’re leasing a BMW, chances are you’ll be making your monthly payments to BMW Financial Services. There are only a few brands that use a third-party bank such as Chase or Ally, but just double check on your lease contract which bank your lease payment needs to be made to.

We’ve compiled a list of the most popular auto lenders here for your convenience:

Find Your Bank

Ally Financial 

Audi Financial Services 

Bethpage Federal Credit Union

BMW Financial Services 

Chrysler Capital Auto Finance 

GM Financial 

Honda Financial Services

Land Rover – Chase 

Mercedes-Benz Financial Services 

Nissan Motor Acceptance Corporation 

US Bank 

Volvo Car Financial Services 

4. Register a Payment Method and Set Up Auto Pay

Once you’ve created an account using your lease account number, you’re ready to make your first car lease payment online. You have the option of choosing whether to use a debit card or bank account as the primary payment method associated with your account, but note – credit cards cannot be used to make a lease payment.

After you have registered your payment method, you will have the option to sign up for automatic payments, which will charge your monthly lease payment on the same day every month. It’s a popular feature that many lessees use, so that you continue to make payments on time.


There you have it! You now know how to make your first monthly lease payment and can continue to be a responsible lessee for the duration of your lease. If you’re a Capital Motor Cars customer having trouble setting up your online account, get in contact with your sales agent. We’ll be happy to walk you through the entire process.

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